SR22 Non Owner Auto Insurance In Ohio
Reader’s Question:
My friend received a DUI and wants to get her license back. She said that she needs to get an SR22 insurance. We are just wondering how he can get an SR22 insurance if she does not have a car? She lives in Ohio.
Jim
Akron, OH
Your friend will need to get an SR22 non owners insurance if she does not have a car in her household.
If the state of Ohio requires an SR22 auto insurance certificate to have her drivers license reinstated, she will need to get this and maintain it even if she does not have a car. Normally if you own a vehicle you acquire the required liability coverages and SR22 filing on the automobile(s) you own. If your friend does not own a vehicle then you acquire a non-owners policy which is still the required coverages plus she needs to get the SR-22 filed with the state of Ohio as mandated there is just no vehicle to list on the policy.
An SR22 non-owners insurance generally permits the named insure to drive any car that they are given permission to operate by the automobile owner, unless the car is owned by a household member.