I have a parent who is 85 years old and recently tried to renew his license but was denied for failure of an eye exam. He is still paying full coverage car insurance in Ohio. What would happen if he or someone else has an accident in his car? He is the only one rated by insurance provider and has not told them of his non-renewal.

Neil

Toledo, OH

Your 85 year old parent should contact his insurance provider and inform them of the situation regarding the non-renewal of his driver’s license. Since he does not currently hold a valid license, it is possible that his insurance provider would have the right to deny a claim if he was in an accident. If someone else is driving his car they might be covered under his policy, but only her insurance provider will be able to tell you the specifics of his policy and give you an accurate answer to this question.

Your elderly parent should contact his insurance provider to find out what suggestions they have. If he will no longer be able to operate, he might consider selling his car to someone who can insure it and drive him around. Most DMVs have an alternative transportation database to assist people who can no longer drive so you may check in Toledo Ohio for more information regarding this.