Why Ohio Auto Insurance Companies Ask for Medical Conditions
Reader’s Question:
I am wondering , can a car insurance carrier in Ohio ask about any medical conditions you have such as heart problems, epilepsy or diabetes? Can they ask that? Is that legal? Do you have a recommendation on Ohio auto insurance companies?
Karl
Cincinnati, OH
Normally a car insurance company is permitted to ask questions about risk factors that could affect the insurance policy they would be offering an individual. There are certain medical medications and conditions that can impair your driving abilities and therefore be a risk factor to an insurance company.
To obtain a driver’s license in Ohio from the Bureau of Motor Vehicles (BMV) you must answer questions regarding your physical health and any medical conditions that you might have. If you have a condition that might affect your driving, the examiner will tell you the steps that you have to take and give you with a medical packet (form BMV 2058) which must be filled out by your doctor.
How Long Will DUI Stay On My Record in Ohio
Reader’s Question:
In Ohio, how long will my DUI remain on my Motor Vehicle Record?
Kettering, OH
Being convicted of a 1st time DUI in Ohio comes with the following penalties:
- Administrative License Suspension (ALS) for a prohibited BAC;
- ALS for test refusal = one year license suspension;
- Jail – Minimum of three consecutive days or 3-day driver intervention program;
- Court License Suspension – 6 months to 3 years.
- Fine – Minimum $200 and not more than $1,000;
The Ohio Bureau of Motor Vehicles (BMV) states that there is no section of the Ohio Revised Code (ORC) that states convictions ever removed of a driver history. However, an administrative decision is in effect that permits for Driver Abstracts to only reflect the last 3 years driver record activity.
So it would appear that a drunk driving conviction will stay on your Ohio driving record indefinitely but you can verify with the BMV to find out for sure.
How Long WIll A DUI Charge In Ohio Stay on My Record?
Reader’s Question:
If I will be hired by a company and use a company car how far removed does my DUI have to be? I live in Lakewood, Ohio and it has almost been three years..
Jake
Lakewood, OH
The DUI in Lakewood, Ohio is listed at least six years on your driver’s record since it is noted by the OH Bureau of Motor Vehicles (BMV) that it is considered a 1st DUI violation if you are found driving a car with a prohibited alcohol concentration or drug of abuse with no prior OVIs within the last six years on the driving history. It is considered a 2nd violation if you have at least one prior OMVI within the last six years on the driving history.
If you want to know how long exactly your DUI will stay on your driving history then check with the BMV. As for use of a company car, typically this is up to the individual company and their insurance company so you would have to speak with the hiring agent if the DUI on your driving record would keep you from using the company car or not.
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