Looking For An Affordable Auto Insurance Company in Ohio?
Reader’s Question:
If a friend is driving my vehicle, and my vehicle is not insured, am I going to be held liable if they get into an accident and cause damages? I live in Elyria Ohio. I am looking for an affordable auto insurance company in Ohio
Ricky
Elyria, OH
Normally in an accident auto insurance follows the vehicle first and motorist second, so you as the owner of the car, are primarily responsible. If the motorist causes an accident then both you as the car owner and the driver can be held responsible for the damages the driver caused while driving your car.
In Ohio, you can be ticketed for wrongful entrustment if you permit someone to drive your car without car insurance. If your car is uninsured in Elyria Ohio and you drive it on the roadway, either by driving it yourself or permitting your friend to do so, then you are placing yourself at risk for penalties by the state and financially if the vehicle is in an accident.