Cheap SR22 Automobile Insurance in Ohio
Reader’s Question:
I have an SR22 insurance in Ohio. I am planning to buy a car loan for a used car and I would like to know if this SR22 insurance is enough? Can I also have physical damage liability along with my SR22 insurance if I am going to buy a new car?
John
Hamilton, OH
The SR22 insurance certificate that you have in Ohio is a state liability and most lien holders would require that you have physical damage liability of collision and comprehensive coverage if you have a loan or lease on the vehicle, regardless if the vehicle that you are trying to purchase is new or used.
I suggest that you speak with your car insurance company in Hamilton, Ohio if you could carry physical damage liability of collision and comprehensive that is being required by the lien holder along with your SR22 insurance that you currently have. I believe that you would be able to acquire the physical damage liability and SR22 insurance to satisfy what the lien holder and the state requires you to have.
You can always shop around for car insurance company if your current insurance carrier will not allow you to have both.
Full Coverage SR22 Auto Insurance in Ohio
Reader’s Question:
I just want to know if I can get sr22 and full coverage at the same time? I am required to carry an sr22 in Ohio. Thank you.
Collette
Good question Collette.
The liability insurance required for an SR-22 certificate in Ohio is state liability. It is not a physical damage coverage of collision and comprehensive like most financial institute will require an individual to have on their motor vehicle whether its a new car or a used car.
You may speak to your insurance agent regarding carrying or maintaining the required liability insurance for the SR-22. In addition to that, you may also ask them about the physical damages coverage that is being required by a insurance provider when you purchase a motor vehicle. You should be able to get both types of coverage to be able to maintain what the state and insurance company will require of you.
If you cannot get both types of coverage with your current insurance company, you may check other insurance providers that can offer you that. The easiest way to shop for quotes and offers, you may check websites of these insurance companies to get more information.
Goodluck!
MariCAR