We promised our teen daughter that she can borrow our car every now and then if she’ll get an average of B or higher. She got an A which pleases us immensely. But now am starting to get worried. I’m not sure I’m ready to let her be out on the wild road, and also, our insurance premiums will surely be higher once we add her to our auto insurance. How do I get out of this? Is there a discount for having good grades?

Emma

Canton OH

Emma, surely you can’t keep your darling daughter inside your house forever. There will really come a time when you have to let her take the world on her own. The best thing you can do is provide all the protection and coverage you can for her, and that includes auto insurance. Yes, it is definitely true that your auto insurance premiums will increase once you add her to your list of authorized drivers. But surely you’d rather pay this than risk having to pay a much larger sum in the eventuality that something happens to her while driving the car? Depending on what kind of insurance you have in Canton Ohio OH, you can also compensate this with a health insurance.

Also, please take note that your daughter already made things easier for you. Many insurers in Canton Ohio OH will give discounts for teens who maintain an average of B or better. Being an A student definitely helps! She just has to maintain this good set of grades and you will have auto insurance discounts.

You can also surf the net for online quotes so you can compare how much the increase will be in your existing auto insurance. Just enter your zip code and answer a few questions to get free quotes in minutes. From one mother to another, i’m telling you – this is just the beginning, Emma. There will be many other things that your daughter will explore and again, your job is to take a back seat and let her learn!